Plan for the Journey Ahead with Builtwell CDs & IRAs

It’s so important to plan for the future, and Builtwell is here to help with a range of Individual Retirement Accounts (IRAs), Certificates of Deposit (CDs), and more. In addition to helping you manage your personal savings plans, we also have a proven track record of helping businesses and organizations offer simple retirement and pension options to employees. Simple, straightforward paths with financial security in mind. That’s Builtwell Bank.




Builtwell Bank has a variety of Certificates of Deposit (Time Deposits), rates, and terms that can be customized for individual investment strategies. Give us a call at your local branch to get started!

  • Several options to choose from
  • $1,000 minimum opening deposit



Individual Retirement Account (IRA)

  • Multiple terms to choose from
  • Choose between a Traditional IRA or a Roth IRA
  • $100 minimum opening deposit



Simplified Employee Pension (SEP)

  • The SEP is a retirement plan for self employed persons, small businesses, churches, etc.
  • Self-employed individuals can contribute more to a SEP than they can to a Traditional IRA.



Savings Incentive Match Plan for Employees (SIMPLE) IRA

The SIMPLE plan is similar to a 401(k) but is designed for small businesses, churches, etc.

  • The employer must have no more than 100 employees in the prior year.
  • This plan allows employees (including the employer) to make pre-tax contributions and receive matching employer contributions.
  • After 2 years in the SIMPLE plan, a participant can roll the plan into a qualified plan and vice versa. Also, after 2 years an IRA can also be rolled into a SIMPLE.



Coverdell Education Savings Account (CESA)

  • The CESA is designed to help save for your children’s education expenses.
  • There is no minimum age or maximum age for a contributor. However, funds must be distributed by age 30.
  • Maximum annual regular contribution is $ 2,000.



Want to know more?

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